About us

We started with a simple idea. Comparing home loans shouldn’t mean wasting hours on offers you’ll never get. That’s why you'll see real options, personalised to your situation.
About Rate Shopper

Why we built this

We believe finding the right home loan shouldn’t be a guessing game. Too many people waste time comparing flashy “headline” rates they’ll never actually get. We do things differently.
With our process, our licensed credit partner will match you with personalised rates based on your actual profile (not just marketing headline rates). Then, before they send them to you, they'll review every option to check for negotiable rates, hidden promos, and better deals you might not know about.
It’s the fastest way to see your real options – and a smart way to check if you’re leaving money on the table. And if you want help deciding? The same experts can guide you step-by-step, whether you’re buying, refinancing, or just exploring your options.
No noise. No wasted time. Just clear options up front and expert help when you want it.

Let us help you find a

great rate
Compare home loans
No impact to your credit score