Home loans for First Home Buyers

Ready to buy your first home?

Understand your borrowing position, available grants and schemes, and eligible home loan options (with no impact to your credit score).
Find out what I’m eligible for
No impact to your credit score
Just now
You qualify for 3 home loans 👏

Compare rates from over

37
38
39
40
+
lenders

Built for first home buyers

Know your options

See what you can afford and which lenders may suit you. Based on your income, deposit, grants, and personal situation.
Credit score friendly
Check options without affecting your credit score. Explore before you decide.
Help with grants and schemes
Understand first home buyer grants and deposit schemes. See what applies to you.
Support on demand
Buying your first home is a big step. Our specialists are there to guide you every step of the way and answer any questions you have.

What to expect

Step 1
Tell us about yourself
Share a few details about your situation, like your income, deposit, and whether you are just checking what you could afford or if you are ready to buy your first property.
Step 2
See what you’re eligible for
We check more than generic results which is why it can take a few hours to see your offers. We look at first home buyer grants, schemes, and loan options that fit you.
Step 3
Get more confidence with LenderCheck
The next step is to choose a preferred lender and run a LenderCheck, which is a deeper comparison that checks your income, expenses, debts, employment and property details against the chosen lender’s policy.



You'll get a clearer picture of where you stand without impacting your credit score, so you can move forward with confidence.
Step 4
Submit for pre-approval & settlement
When you feel confident and ready, our licensed credit partner can help you apply for pre approval and guide you through to settlement.
Find out what I’m eligible for
No impact to your credit score
Just now
Your offers are ready to review 👀

We’re different

Buying your first home can feel overwhelming. Between affordability, grants, and loan options, it is hard to know where to start. That is where we help.
We help you understand what you can afford based on your income and deposit. We check which first home buyer grants and schemes may apply to you. And we show you home loan options you are actually eligible for.
You can explore all of this without impacting your credit score. So you can take your time and get comfortable before making any decisions.
When you are ready to go further, we work with you to take the next step. With guidance and support through to settlement.
Find out what I’m eligible for
No impact to your credit score

Compare first home buyer home loans

Find out what I’m eligible for
No impact to your credit score

Hear from our customers

Our clients have saved thousands by shopping around with us
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client
“I saved $342 a month refinancing and the whole process was easy.”
John Doe
Homeowner, Happy Client

FAQ

If you still have questions, you can reach out to us directly and send us a message.

Will checking my options affect my credit score?
How do you work out what I can afford?
Do you help with first home buyer grants and schemes?
How long does it take to see my options?
Do I need to be ready to buy now?
What is LenderCheck?
Is LenderCheck the same as pre approval?
Can I speak to someone if I have questions?
Do you compare all lenders?
What happens if I want to move forward?

Compare first home buyer home loans

Find out what I’m eligible for
No impact to your credit score