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Rate Shopper (ABN 58 653 611 717) is a Credit Representative (Credit Representative No. 572868) of Straw Financial Services Pty Ltd trading as You'reWelcomeFinance (Australian Credit Licence No. 504512). Rate Shopper is not a lender and does not provide credit advice or credit assistance. Eligibility results are indicative only. We may receive a referral fee if you proceed with a loan. This does not affect your rate, fees or loan options. All credit activities are conducted under the authority and oversight of our licensed credit partner YourWelcomeFinance. Loan approvals are subject to lender assessment and eligibility criteria.